Lending Services

Working Capital Loans

Flexible funding designed to maintain smooth operations, manage seasonal cash flow fluctuations, and seize time-sensitive growth opportunities.

Ideal For:

Managing inventory cycles and seasonal demand
Covering operational expenses during growth phases
Bridging gaps between accounts receivable and payable
Funding marketing campaigns or expansion initiatives

Loan Amounts: $50,000 - $5,000,000

Terms: 6 - 36 months

Approval Timeline: 24-48 hours

Equipment Financing

Acquire the machinery, vehicles, and technology your business needs to expand capabilities without depleting working capital reserves.

What We Finance:

Manufacturing equipment and production machinery
Commercial vehicles and transportation fleets
Construction and heavy equipment
Medical and professional office equipment
Restaurant and hospitality equipment
Technology infrastructure and IT systems

Financing: Up to 100% of equipment value

Terms: 12 - 84 months

Structure: Fixed monthly payments aligned with equipment depreciation

Revenue-Based Financing

Repayment structured as a percentage of your monthly revenue — providing flexibility that adapts to your actual business performance.

How It Works:

Instead of fixed monthly payments, you repay a percentage of your gross revenue. When sales are strong, you pay more. When business slows, payments automatically adjust downward.

This structure is ideal for businesses with seasonal revenue cycles or those experiencing rapid growth with variable monthly performance.

Funding: $75,000 - $2,500,000

Repayment: 8% - 18% of monthly revenue

Term: Repaid when you reach the agreed total payback amount

Commercial Real Estate Financing

Strategic capital for property acquisition, development, refinancing, and portfolio expansion — structured for long-term value creation.

Property Types:

Office buildings and mixed-use properties
Retail centers and shopping complexes
Industrial warehouses and distribution centers
Multi-family residential properties
Hospitality and specialty use properties

Loan-to-Value: Up to 75% LTV

Terms: 5 - 25 years

Funding: $500,000 - $20,000,000+

Invoice Financing

Convert outstanding invoices into immediate working capital — don't wait 30, 60, or 90 days to get paid for work you've already completed.

The Process:

1. You complete work and invoice your client
2. We advance you up to 90% of the invoice value within 24 hours
3. Your client pays the invoice on their normal schedule
4. We remit the remaining balance minus our fee

Advance Rate: Up to 90% of invoice value

Fees: 1% - 3% per month

Perfect for: B2B companies with net-30/60/90 payment terms

Business Expansion Loans

Structured capital for opening new locations, entering new markets, strategic acquisitions, and scaling operations.

Expansion Funding Uses:

Opening additional retail or service locations
Acquiring competitors or complementary businesses
Launching new product lines or service offerings
Geographic market expansion
Hiring key personnel and building teams
Technology infrastructure upgrades

Loan Amounts: $100,000 - $10,000,000

Terms: 1 - 10 years

Structure: Customized to match your expansion timeline and revenue projections