Please read these Terms & Conditions ("Terms") carefully before using the L & Sons Corp website or services. By accessing or using our website, you agree to be bound by these Terms.

Acceptance of Terms

By accessing our website at lsonscorp.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our website or services.

Services Description

L & Sons Corp is a direct lender providing financial services including working capital loans, equipment financing, revenue-based financing, commercial real estate financing, invoice financing, and business expansion loans. All financing is subject to credit approval, underwriting review, and applicable terms and conditions specific to each financial product.

Eligibility

To use our services, you must:

Application and Approval Process

Submitting an application through our website does not guarantee approval. All applications are subject to our underwriting process, which includes review of business financials, credit history, and other relevant factors. We reserve the right to approve, deny, or modify any application at our sole discretion.

Information provided in loan applications must be accurate, complete, and current. Providing false or misleading information may result in denial of your application and potential legal consequences.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of L & Sons Corp and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

User Conduct

When using our website, you agree not to:

SMS Terms & Conditions

Text Message Communications

By opting in to receive SMS/MMS messages from L & Sons Corp through our contact form or other opt-in mechanisms, you agree to the following terms:

Consent: You expressly consent to receive recurring marketing and promotional SMS/MMS messages from L & Sons Corp, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies. You may receive up to 4 messages per month from L & Sons Corp.

Costs: Message and data rates may apply based on your mobile carrier's plan. L & Sons Corp is not responsible for any charges incurred from your carrier.

Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a single confirmation message. You will not receive any further messages unless you re-subscribe.

Help: For questions or assistance regarding our text messaging program, reply HELP to any message or contact us at eliezer@lsonscorp.com.

Consent Not Required: Consent is NOT a condition of purchase. You are not required to opt in to text messages in order to apply for or receive financing from L & Sons Corp.

Supported Carriers: Major US carriers are supported. Carriers are not liable for delayed or undelivered messages.

Disclaimers

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Information on this website is for general informational purposes and does not constitute financial advice. We recommend consulting with qualified financial and legal advisors before making any financing decisions.

Limitation of Liability

To the maximum extent permitted by law, L & Sons Corp shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising from your use of the website or services shall not exceed the amount you paid to us, if any, during the twelve (12) months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless L & Sons Corp, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the website, violation of these Terms, or infringement of any third-party rights.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal proceedings shall be conducted in the courts located in Kings County, New York.

Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with a revised "Last Updated" date. Your continued use of the website after modifications constitutes acceptance of the updated Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

For questions about these Terms & Conditions, please contact us:

L & Sons Corp
1633 Marine Parkway
Brooklyn, NY 11234
Email: eliezer@lsonscorp.com